State Pension

Before speaking to us about your pension provision, it is worth understanding what you are entitled to. Here is a brief overview of the State Pension.

The State Pension is retirement income paid to you by the Government. Whether you qualify for the State Pension depends on if you have paid National Insurance throughout your working life or have qualified for State Pension Credits. This is referred to as your National Insurance Record.

If you have reached State Pension Age after 6 April 2016, the maximum new State Pension is £241.30 per week (2026/27). Your personal circumstances means you may get more or less than this amount.

If you have reached State Pension Age before 6 April 2016, you may be eligible for the State Pension under the old scheme. The maximum basic sate pension is £184.90 per week (2026/27). Your personal circumstances means you may get more or less than this amount.

To find out how much State Pension you will get, you need to check your State Pension forecast. This will show you your National Insurance Record and state how many qualifying years you already have, and how many you have to go to get the maximum State Pension.

You can check your forecast online through your Government Gateway log in or click the link below:

Check your State Pension Forecast

 

 

 

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