No ‘one-size-fits-all’ protection solution - January 2023
With a New Year comes resolutions. Everyone should make a resolution to review their protection and estate plans. A solid plan will help you feel confident your family’s finances are secure.
News
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Phased retirement - January 2023
Retiring early is a dream for many people and it is achievable for people who have been able to plan, save into a pension over a long period and take financial advice to help them plan their finances. However, it can become a financial problem if retirement is forced upon people before they have had time to prepare.
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Investing for positive change - November 2022
Over the past few decades, there has been a growing interest and awareness in investing in companies that take into account environmental, social and governance (ESG) factors.
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Preparing your finances for retirement - November 2022
It’s never too early to start planning for retirement. But if you’re nearing retirement, it’s especially important to have a plan in place in case market volatility or inflation impacts your desired retirement timeline.
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Leaving a tax-efficient legacy - November 2022
You’ve worked to build up your wealth. But now it’s time to make plans so your loved ones can get the most from the estate you intend to leave behind.
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Spotting an investment scam - November 2022
Around half of UK adults (51%) have or know someone who has received a suspicious communication in the last 12 months, according to new research[1]. This equates to 27 million people across the UK.
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How to maximise the value of pension savings - November 2022
Many people are feeling the pressure on their finances at the moment due to the backdrop of rising inflation and the cost of living soaring. In these circumstances, it can be difficult to think about your long-term finances or even contemplate saving for the future.
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Balancing risk and returns - November 2022
UK government bonds, also known as gilts, are debt securities issued by the UK government. They are used to finance the government’s borrowing requirements and are often seen as a safe haven asset by investors.
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Bringing pensions together - September 2022
The employment landscape has evolved significantly over the last few decades and changing jobs multiple times before retirement is now very much the norm. But did you know, there is an estimated 9.7 billion pounds of unclaimed UK defined contribution pension funds?[1].
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Are you saving enough for retirement? - September 2022
Despite the fact that the government has been trying to encourage people to save for their retirement through initiatives such as auto-enrolment, there are still too many Britons who have no pension savings at all. Research reveals that a fifth (20%) of people still have no pension savings at all, and people nearing retirement aren’t doing much better[1].
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Putting life on hold - September 2022
Rising living costs have been so significant in recent months that most UK households will have noticed a squeeze on their monthly budgets. Not only does this have a direct impact on people’s lifestyles, even though they are making every effort to cut back, but it has a knock-on effect on their lifelong goals such as owning a home or retiring comfortably.
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Great wealth transfer - September 2022
Preparing both ‘the family’ and ‘the money’ for the transition of wealth to the next generation.